Have you ever wondered

Have you ever wondered what your target heart rate is? I was wondering that today, so I decided to look it up.
Well, it turns out that a target heart rate is a very, very personal thing. You first need to know your resting heart rate. To find that out all you need to do is this.
Wake up in the morning and look at the clock, put two fingers on the side of that bump in the middle of your neck (yes, I realize that women dont have adams apples, but we do have a bump there). Find your heartbeat. As soon as the minuet changes over on the clock start counting heart beats. The first beat is ZERO.
When the minuet changes over again, stop counting. What'd ya get???
Now do that three mornings in a row, then add all three numbers and divide by three to get your average resting heart rate. Now you're ready to find your target heart rate.
If you're a dude take 220 and subtract your age, this will give you your maximum heart rate (MHR).
If you're a woman take 226 and subtract your age to get your MHR.
(MHR) - (Resting HR) =(HRR)
(HRR) x (.6 to .8) = your personal training range percent (TR%)
(TR%) + (Resting HR) = your target training zone

Here is an example using 65 as a resting heart rate and a 32-year-old woman (ME.)
226 - 32=194

194 - 65=129

129 x .6=77.4

129 x .8=103.2

so my personal training range % is 77.4 % to 103.2% of my max heart rate (I think that's right)
77.4+65=142.4

103.2+65=168.2
so my personal target training zone is 142.4 to 168.2 HR

I got this information from: www.thewalkingsite.com/thr.html

The site goes on to explaine the different zones in general, how to find where these HR zones are for you personally, and all the good things the zones do for ya.

Warm up zone (healthy heart zone)
Fitness zone (fat burning)
Aerobic Zone (endurance)
Anaerobic zone (performance training)
Red Line (max effort)

I thought it was all some pretty good information. Anyway, happy exercising! :)